I have seen the devastation it has created to family members who bought into various scams. And scams they all are.
Prepaid legal? Good grief! What’s next – an MLM travel store? Why anyone buys any product – prepaid legal, supplements, or any of the hundreds of miracle snake oil cure-all products from people whose only qualification is that they were silly enough to join an MLM is beyond me.
In MLM, you pay for the privilege to either buy goods of questionable value at ridiculous prices, or to annoy everyone you know with a phony business proposition.
We all look forward to your post next year. In the meantime, don’t move out of your parents house yet.